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name: budget-planner description: Create and track budgets version: 1.0.0

Budget Planner

Build comprehensive budgets with tracking and forecasting.

Instructions

1. Define budget period (monthly, quarterly, annual)
2. List income sources and fixed/variable expenses
3. Categorize expenses (housing, operations, marketing, payroll, etc.)
4. Calculate savings rate and discretionary spending
5. Project future months based on trends
6. Flag categories exceeding planned amounts
7. Suggest optimization opportunities

Output Format

Budget table with categories, planned vs actual columns, and variance analysis.